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Reserve Study Companies in Naples

Collier and Lee counties combine Gulf-front condominium towers with gated golf communities of many associations, and a large share of owners are seasonal. 2 firms are based in the Naples area, 23 more work in Florida, and 7 national firms cover it.

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Associations in the Naples area

High-rise condominiums line the Gulf from Marco Island and Naples to Bonita Springs and Fort Myers Beach. Inland, country club and golf communities are typically organized as a master association over many neighborhood and condominium associations, each with its own reserves, plus a club that may own the golf course, clubhouse and roads. Cape Coral and Fort Myers add canal-front condominiums and newer HOAs.

Hurricane Ian and the seasonal calendar

Hurricane Ian came ashore in Lee County in September 2022, and its surge damaged buildings from Fort Myers Beach to Naples. Roofs, seawalls, elevators and mechanical systems rebuilt since then reset the clock on many components, so studies from before the storm need updating. The local practical rule is timing: with many owners here only in the winter, schedule the site visit and the draft report so the board can review the numbers while a quorum is in town, well before the budget is adopted.

The structural integrity reserve study page sets out who may perform a SIRS and what it must cover.

2

firms on our list with an office in the Naples area.

32

firms on our list state that they work in Florida, national firms included.

every 10 years

is the Florida study cycle in statute.

Firms based in the Naples area

Facts read from each firm's website or a public register. No ratings, no paid placements.

Reserve study firms based in the Naples area
FirmBased inWorks inCredentials statedServices
Florida Engineering LLCflengineeringllc.comPort Charlotte, FLFloridaNot statedreserve study, SIRS, milestone inspection, transition study
W.J. Johnson & Associateswjjohnson.comCape Coral, FLFloridaPESIRS, milestone inspection

Other firms working in Florida

Based elsewhere, and stating on their own sites that they work in Florida.

Reserve study firms serving Florida
FirmBased inWorks inCredentials statedServices
Akouri Consulting Engineersakouri.netOpa-Locka, FLFloridaNot statedSIRS
Alliance Reserve Servicesalliancereserveservices.comOrlando, FLFloridaNot statedreserve study, SIRS
Beryl Engineering & Inspectionberylprojectengineering.comTampa, FLFloridaPEreserve study, SIRS, milestone inspection
Building Mavensbuildingmavens.comPalm Beach Gardens, FLFloridaNot statedSIRS, milestone inspection
Building Reservesbuildingreserves.comNot stated11 states, including FloridaNot statedreserve study
Capital Reserve Advisorsfloridacdd.comTampa, FLFloridaRSreserve study
Community Reserves and Engineeringcommunity-reserves.infoPembroke Pines, FLFloridaRSreserve study
Criterium-Cromer Engineerscriterium-cromer.comMiami, FLFloridaPEreserve study, SIRS, transition study, capital planning
Edge Realty Advisorsedgerealtyadvisors.comWinter Park, FLFloridaNot statedreserve study, insurance appraisal
Engineering Solutionses-engineers.comWest Palm Beach, FL7 states, including FloridaPESIRS, milestone inspection, reserve study
Florida Inspections Unlimitedcommercialinspectionsservices.comMiami, FLFloridaNot statedreserve study, milestone inspection
Florida Reserve Study and Appraisalreservestudyfl.comTampa, FLFloridaRSreserve study, insurance appraisal
FPAT (Felten Property Assessment Team)fpat.comSafety Harbor, FLFloridaCAI member, APRA memberreserve study, SIRS, insurance appraisal
J. R. Frazerjrfrazer.comWellington, FLFloridaNot statedreserve study, SIRS, insurance appraisal
Kipconkipconengineering.comNorth Brunswick, NJ6 states, including FloridaRS, PE, CAI memberreserve study, SIRS, transition study
LCAM Resourceslcamresources.comOrlando, FLFlorida, CaliforniaNot statedreserve study, insurance appraisal
m2e Consulting Engineersm2e.comCoral Gables, FLFloridaPESIRS, milestone inspection
PM+ Reservespmplusreserves.comChantilly, VA5 states, including FloridaPRA, RS, PEreserve study
Souffront Construction & Engineeringsouffrontengineering.comSunrise, FLFloridaNot statedSIRS, milestone inspection
Stone Building Solutionsstonebldg.comNot statedFlorida, New JerseyNot statedreserve study, SIRS, insurance appraisal, milestone inspection
Structural Integrity Engineersstructuralintegrityengineers.comNot statedFloridaNot statedSIRS, milestone inspection
Team Completeteamcomplete.comNot stated8 states, including FloridaPESIRS, milestone inspection
zumBrunnenzumbrunnen.comAtlanta, GA13 states, including FloridaNot statedreserve study, transition study, property condition assessment

National firms

Each states on its own site that it works in all fifty states.

National reserve study firms serving Naples
FirmBased inWorks inCredentials statedServices
Apex Reserve Groupapexreservegroup.comIrvine, CAAll 50 statesNot statedreserve study
Association Reservesreservestudy.comNot statedAll 50 statesRS, PEreserve study
Global Solution Partnersglobalsolutionpartners.comNot statedAll 50 statesRS, PEreserve study, SIRS, insurance appraisal, transition study, capital planning
MillerDodson Associatesmillerdodson.comAnnapolis, MDAll 50 statesNot statedreserve study, transition study
Reserve Advisorsreserveadvisors.comMilwaukee, WIAll 50 statesNot statedreserve study, SIRS, insurance appraisal
Reserve Data Analysisreservedataanalysis.comNot statedAll 50 statesNot statedreserve study, SIRS
The Falcon Groupthefalcongroup.usWarren, NJAll 50 statesRS, PRAreserve study, SIRS, transition study, capital planning

Distance and the fee in Naples

Firms based in Cape Coral and Port Charlotte are within about an hour of most Collier and Lee communities, and several statewide firms list Naples or Fort Myers offices. Firms from the east coast or Tampa may add travel for the site visit.

Proposals from firms in different cities will differ on the level of service and the travel line before they differ on the fee. Comparing proposals sets out what to read first, and the firms near you page explains how distance is priced.

Other metro areas in Florida

Tell us the association's ZIP code and size and we will find a firm that works in Naples.

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What Florida law says

Florida is one of the states that writes a reserve study into law. Under Fla. Stat. 718.112(2)(g) (SIRS); 718.112(2)(f) (reserves); 720.303(6) (HOA reserves), associations must have a study SIRS at least every 10 years; the rule applies to residential condominiums (and cooperatives) with buildings three habitable stories or higher; four-family dwellings exempt. HOAs under ch. 720 have no SIRS requirement.

The statute also says who may do the work: Visual inspection performed or verified by a Florida-licensed engineer or architect, or a CAI Reserve Specialist or APRA Professional Reserve Analyst. Ask a firm to confirm, in its proposal, that the person signing the report meets that test.

On disclosure: Within 45 days of receiving the SIRS the association must distribute it or notify owners it is available, and file a statement with the Division. Officers and directors must sign an affidavit acknowledging receipt.

HB 913 (ch. 2025-175) set the SIRS threshold at three habitable stories, raised the non-specified component threshold from $10,000 to $25,000 with CPI indexing, barred SIRS preparers from doing the repairs, and added line-of-credit and pooled-reserve options. 2026 session: SB 722 (Condominium Structural Integrity Reserve Studies) died in committee on March 13, 2026.

Existing unit-owner controlled associations had to complete a SIRS by December 31, 2025; where combined with a milestone inspection, no later than December 31, 2026. Owner-controlled associations may not waive or reduce SIRS reserves for budgets adopted on or after December 31, 2024.

General information checked against the statute, not legal advice. Governing documents can require more than the law does.

Questions from boards in Naples

We are a master association with many sub-associations. Who needs a study?

Each association that owns or maintains common property needs reserves for it. The master association studies the gates, roads, lakes, clubhouse and shared amenities; each condominium or neighborhood association studies its own buildings. Make sure each component appears in exactly one study.

Does a SIRS apply to a four-story building on a golf course?

Yes, if it is a residential condominium or cooperative building of three or more habitable stories, wherever it sits. The SIRS covers the roof, the structure, fireproofing and fire protection, plumbing, electrical systems, waterproofing and exterior painting, windows and exterior doors, and the other items the statute names.

Is a reserve study required in Florida?

Florida law requires a structural integrity reserve study for condominium and cooperative buildings of three or more stories, at least every 10 years (Fla. Stat. 718.112(2)(g) (SIRS); 718.112(2)(f) (reserves); 720.303(6) (HOA reserves)). The text is on the legislature's site.

What does a reserve study cost in Naples?

Firms price each association by the work, not the city: buildings, component count, level of service and travel. A community of 50 to 150 units usually pays $2,000 to $8,000 for a full study with a site visit, and an update with a visit is about 50 to 80 percent of a full study. A structural integrity reserve study is a separate fee of $5,000 to $16,500 or more per building. The cost page has the estimator.

Where this information comes from

Related pages

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