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Reserve study companies by state

103 firms based in or focused on a single state or region, and 7 that work everywhere. Pick a state for the firms that serve it, the statute that applies, and what a study there costs. Listings were checked on November 6, 2026.

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Alaska: Reserve fund rules onlyAKAlabama: Reserve fund rules onlyALArkansas: No statewide study lawARArizona: Reserve fund rules onlyAZCalifornia: Required, every 3 yearsCAColorado: Encouraged by statuteCOConnecticut: Reserve fund rules onlyDistrict of Columbia: Reserve fund rules onlyDelaware: Required by lawFlorida: SIRS required, every 10 yearsFLGeorgia: Reserve fund rules onlyGAHawaii: Required, every 3 yearsHIIowa: No statewide study lawIAIdaho: No statewide study lawIDIllinois: Reserve fund rules onlyILIndiana: Reserve fund rules onlyINKansas: No statewide study lawKSKentucky: Reserve fund rules onlyKYLouisiana: Reserve fund rules onlyLAMassachusetts: Reserve fund rules onlyMaryland: Required, every 5 yearsMaine: Reserve fund rules onlyMEMichigan: Reserve fund rules onlyMIMinnesota: Reserve fund rules onlyMNMissouri: Reserve fund rules onlyMOMississippi: No statewide study lawMSMontana: No statewide study lawMTNorth Carolina: Reserve fund rules onlyNCNorth Dakota: No statewide study lawNDNebraska: No statewide study lawNENew Hampshire: Reserve fund rules onlyNew Jersey: Required, every 5 yearsNew Mexico: Reserve fund rules onlyNMNevada: Required, every 5 yearsNVNew York: Reserve fund rules onlyNYOhio: Reserve fund rules onlyOHOklahoma: No statewide study lawOKOregon: Required, reviewed annuallyORPennsylvania: Reserve fund rules onlyPARhode Island: Reserve fund rules onlySouth Carolina: No statewide study lawSCSouth Dakota: No statewide study lawSDTennessee: Required, every 5 yearsTNTexas: Reserve fund rules onlyTXUtah: Required, every 6 yearsUTVirginia: Required, every 5 yearsVAVermont: Reserve fund rules onlyWashington: Required, every 3 yearsWAWisconsin: Reserve fund rules onlyWIWest Virginia: Reserve fund rules onlyWVWyoming: No statewide study lawWY
Study required by lawEncouraged by statuteReserve fund rules onlyNo statewide study law

All 50 states and DC

Firms listed in each state, counting the national firms, and what the state's law asks for.

Northeast

Southeast

Midwest

  • Illinois7 local firms · Reserve fund rules only
  • Indiana2 local firms · Reserve fund rules only
  • Iowa1 local firms · No statewide study law
  • Kansasnational firms · No statewide study law
  • Michigan2 local firms · Reserve fund rules only
  • Minnesota3 local firms · Reserve fund rules only
  • Missouri2 local firms · Reserve fund rules only
  • Nebraska1 local firms · No statewide study law
  • North Dakotanational firms · No statewide study law
  • Ohio3 local firms · Reserve fund rules only
  • South Dakotanational firms · No statewide study law
  • Wisconsin4 local firms · Reserve fund rules only

Southwest

  • Arizona7 local firms · Reserve fund rules only
  • New Mexico3 local firms · Reserve fund rules only
  • Oklahomanational firms · No statewide study law
  • Texas12 local firms · Reserve fund rules only

West

  • Alaskanational firms · Reserve fund rules only
  • California17 local firms · Required, every 3 years
  • Colorado6 local firms · Encouraged by statute
  • Hawaii5 local firms · Required, every 3 years
  • Idaho2 local firms · No statewide study law
  • Montana3 local firms · No statewide study law
  • Nevada10 local firms · Required, every 5 years
  • Oregon6 local firms · Required, reviewed annually
  • Utah6 local firms · Required, every 6 years
  • Washington12 local firms · Required, every 3 years
  • Wyoming2 local firms · No statewide study law

Firms serving every state

Listed on every state page below the local firms.

National reserve study firms
FirmBased inWorks inCredentials statedServices
Apex Reserve Groupapexreservegroup.comIrvine, CAAll 50 statesNot statedreserve study
Association Reservesreservestudy.comNot statedAll 50 statesRS, PEreserve study
Global Solution Partnersglobalsolutionpartners.comNot statedAll 50 statesRS, PEreserve study, SIRS, insurance appraisal, transition study, capital planning
MillerDodson Associatesmillerdodson.comAnnapolis, MDAll 50 statesNot statedreserve study, transition study
Reserve Advisorsreserveadvisors.comMilwaukee, WIAll 50 statesNot statedreserve study, SIRS, insurance appraisal
Reserve Data Analysisreservedataanalysis.comNot statedAll 50 statesNot statedreserve study, SIRS
The Falcon Groupthefalcongroup.usWarren, NJAll 50 statesRS, PRAreserve study, SIRS, transition study, capital planning

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