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Reserve study companies near me

The firms that prepare reserve studies work by territory, usually a state or a region. Choose the state your community is in to see the firms based there first, then the ones that travel to it. 45 of the 50 states and DC have at least one local or regional firm on our list, and 7 national firms work in all of them.

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Alaska: Reserve fund rules onlyAKAlabama: Reserve fund rules onlyALArkansas: No statewide study lawARArizona: Reserve fund rules onlyAZCalifornia: Required, every 3 yearsCAColorado: Encouraged by statuteCOConnecticut: Reserve fund rules onlyDistrict of Columbia: Reserve fund rules onlyDelaware: Required by lawFlorida: SIRS required, every 10 yearsFLGeorgia: Reserve fund rules onlyGAHawaii: Required, every 3 yearsHIIowa: No statewide study lawIAIdaho: No statewide study lawIDIllinois: Reserve fund rules onlyILIndiana: Reserve fund rules onlyINKansas: No statewide study lawKSKentucky: Reserve fund rules onlyKYLouisiana: Reserve fund rules onlyLAMassachusetts: Reserve fund rules onlyMaryland: Required, every 5 yearsMaine: Reserve fund rules onlyMEMichigan: Reserve fund rules onlyMIMinnesota: Reserve fund rules onlyMNMissouri: Reserve fund rules onlyMOMississippi: No statewide study lawMSMontana: No statewide study lawMTNorth Carolina: Reserve fund rules onlyNCNorth Dakota: No statewide study lawNDNebraska: No statewide study lawNENew Hampshire: Reserve fund rules onlyNew Jersey: Required, every 5 yearsNew Mexico: Reserve fund rules onlyNMNevada: Required, every 5 yearsNVNew York: Reserve fund rules onlyNYOhio: Reserve fund rules onlyOHOklahoma: No statewide study lawOKOregon: Required, reviewed annuallyORPennsylvania: Reserve fund rules onlyPARhode Island: Reserve fund rules onlySouth Carolina: No statewide study lawSCSouth Dakota: No statewide study lawSDTennessee: Required, every 5 yearsTNTexas: Reserve fund rules onlyTXUtah: Required, every 6 yearsUTVirginia: Required, every 5 yearsVAVermont: Reserve fund rules onlyWashington: Required, every 3 yearsWAWisconsin: Reserve fund rules onlyWIWest Virginia: Reserve fund rules onlyWVWyoming: No statewide study lawWY
Study required by lawEncouraged by statuteReserve fund rules onlyNo statewide study law

How to find a firm that works in your area

Four checks that matter more than the distance on a map.

  1. Start with the state, not the city

    Reserve study firms work by territory, and most draw it along state lines because the law they write to is a state law. Pick the state the community is in; its page lists the firms based there first, then those from neighboring states that work there regularly, then the national firms.

  2. Check where the firm actually works

    A firm’s office address is not its territory. Read the states a firm says it serves and ask whether it has studied communities like yours in your county recently. A firm two hours away that works in your area every month can be a better choice than one across town that rarely does associations.

  3. Match the credential to the rule

    Some states say who may sign the study: Nevada requires a state-registered reserve study specialist, Florida requires an engineer, architect or credentialed reserve professional for the SIRS inspection, and Washington requires a reserve study professional every third year. Each state page says what applies.

  4. Ask how travel is priced

    Ask each firm whether travel is built into the fee, billed as mileage or a day rate, or waived inside its home area. For an island or remote community, ask whether airfare and lodging are included and whether the firm can study several associations on one trip.

110

firms listed, each with the states it says it serves.

16

metro areas with their own page: local firms first, the local rules, the travel picture.

3

proposals is the usual number a board collects before choosing.

Metro areas

The largest condominium and HOA markets, each with the firms based nearby listed first.

All states

How distance affects the fee

A reserve study fee is mostly the analyst’s time: the site visit, the measurements and photographs, the component inventory and the funding analysis back at the office. Travel adds to that time. Inside a firm’s home area most firms fold it into the fee; beyond it they add mileage, a half or full travel day, or for islands and remote resorts, airfare, a rental car and a night or two of lodging.

Distance matters most for small associations, where travel can be a large share of a modest fee, and for an update with a site visit, where the visit is short but the drive is not. It matters least for a large high-rise, where access to the roof, the garage and the facade drives the cost. An update without a site visit has no travel at all, which is one reason some states allow it between visits.

Two ways to keep travel down: ask whether the firm has other clients nearby it can visit on the same trip, and if the board manages several associations, request one proposal for all of them. The cost page has the typical fees before travel, and comparing proposals shows where travel sits in a quote.

$2,000 to $8,000

is the usual full-study fee for 50 to 150 units, before any travel.

$0

travel for an update without a site visit, prepared from the association’s records.

1 trip

for several nearby associations is cheaper than one trip each.

Tell us the community ZIP code and we will find a firm that works there.

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Questions about finding a local firm

Is a local reserve study company better than a national one?

Not by default. A local firm usually knows local contractor prices, the county rules and the weather that wears out components, and it costs less to send to the site. A national firm has more staff and a standard report. What matters is that the analyst who visits has studied communities like yours in your area, and that the firm meets any state rule on who may sign.

How far will a reserve study firm travel?

Most firms cover their own state and its neighbors, and national firms work everywhere through regional staff. Within a firm’s home area travel is usually inside the fee; beyond it, expect mileage, a travel day or, for islands and remote resorts, airfare and lodging.

Can a reserve study be done without anyone coming to the site?

Only as an update. A Level III update without a site visit rolls the previous study forward from the association’s records, so distance does not matter. A full study and an update with a site visit both need the analyst on site, and several states require a visit on a set cycle.

How do we find firms that serve a small town?

Use the state page: every firm listed there states that it works in the state, wherever it is based. If none is close, ask the nearest two or three for proposals and compare the travel line. A full study for a community of 50 to 150 units usually costs $2,000 to $8,000 before travel.

Do you list every reserve study company?

No. We list 110 firms whose own websites or public registers we have read, checked on November 6, 2026. How firms are listed explains what we record and what we never do, such as rating firms or taking payment for a listing.

Related pages

Request proposals for your reserve study

The community ZIP code, how to reach you, then a few taps about the association. About a minute, and nothing is sent to a firm until you say so.

This is a free introduction service, not a reserve study provider. We find one firm that works in your state and tell you its name before anything is shared. Nobody contacts you until you say yes.

Step 1 of 3

Where is the community?
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